The spreadsheet you
always meant to build.
Model, track, and forecast your property portfolio, from the first ‘should I buy this?’ to the day you sell. Build a plan and model cash flow, for AU, NZ, and UK investors.
Portfolio
3 active, FY26
TOTAL VALUE
$2,600,000
3 of 3 properties
TOTAL EQUITY
$289,000
11.3% of value
LVR
88.7%
loan-to-value
ANNUAL RENT
$70,000
effective income
DSCR
0.4x
debt coverage
NET CASHFLOW
-$1,276 /wk
3 negative
YIELD
3.0%
net 2.8%
DEBT / INCOME
8.7x
high leverage
Income by property
Rent collected vs. outgoings, this FY
Canberra$35,200 /yr
Melbourne$27,200 /yr
Sydney$20,800 /yr
CanberraOWNED
Red Hill, ACT
VALUE
$1,100,000EQUITY
$990,000MelbourneTENANTED
Flemington, VIC
VALUE
$850,000EQUITY
$85,000SydneyTENANTED
Sydney, NSW
VALUE
$650,000EQUITY
$62,000Cashflow
Portfolio monthly view, FY2027
ANNUAL RENT
$65,756
TOTAL OUTGOINGS
$95,517
NET CASHFLOW
-$29,763
OUTGOINGS LEFT
$7,546
Net cashflow by property
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Properties
Browse, compare, and map your properties
Canberra
Red Hill, ACT
VALUE
$1,100,000LVR
0.0%YIELD
0.0%Melbourne
Flemington, VIC
VALUE
$850,000LVR
90.0%YIELD
5.3%Sydney
Sydney, NSW
VALUE
$650,000LVR
90.5%YIELD
4.6%Banks
Accounts, offsets, and transfers
Bank accounts
SuncorpMortgage
Melbourne
$544,748
Linked: Melbourne
MacquarieTransaction
Inv Prop
$10,423
Linked: Melbourne, Sydney
ANZMortgage
Sydney
$765,000
Linked: Sydney
Combined projectionFY2027 (Jul 2026 – Jun 2027)
MONTH
CREDIT
DEBIT
BALANCE
Jul
$8,496
$8,910
$1,319,757
Aug
$8,047
$7,573
$1,320,231
Sep
$7,867
$7,543
$1,320,555
Oct
$8,047
$8,661
$1,319,941
Reports
Rental property tax reports
Annual Summary
Monthly Detail
Portfolio Summary
Portfolio Grid
Estimate
Actuals
Portfolio Grid
FY2027 (Jul 2026 – Jun 2027) — one column per property
ACTUALS
ITEM
MELBOURNE
SYDNEY
TOTAL
INCOME
Gross Rent
$2,753
$3,764
$6,517
EXPENSES
Council rates
$1,202
$1,496
$2,698
Water charges
$897
$897
$1,794
Landlord insurance
$401
$48
$449
Land tax
$1,000
–
$1,000
Body corporate / strata
$4,352
–
$4,352
Property agent fees
$214
$301
$515
Repairs and maintenance
$60
$4,249
$4,309
Interest on loans
$2,633
$4,233
$6,866
Sundry expenses
$1,000
–
$1,000
Total Expenses
$11,759
$11,224
$22,983
Net Rental Income / (Loss)
-$9,006
-$7,460
-$16,466
← Properties
CanberraOWNED
Red Hill, ACT
NET CASHFLOW
-$11,009
GROSS YIELD
0.0%
DSCR
0.65x
AFTER-TAX CASHFLOW
-$5,835
NET YIELD
3.84%
WEEKLY SURPLUS
-$212
Income
Rent / monthly$2,694
Gross rent / yr$32,328
Management fee (7.8%)-$2,516
Effective rent / yr$29,746
Operating expenses
Council rates$1,200
Water rates$900
Landlord insurance$400
Land tax$1,000
Body corporate$4,352
← Properties
MelbourneTENANTED
Flemington, VIC
NET CASHFLOW
-$11,009
GROSS YIELD
5.3%
DSCR
0.65x
AFTER-TAX CASHFLOW
-$5,835
NET YIELD
3.84%
WEEKLY SURPLUS
-$212
Income
Rent / monthly$2,694
Gross rent / yr$32,328
Management fee (7.8%)-$2,516
Effective rent / yr$29,746
Operating expenses
Council rates$1,200
Water rates$900
Landlord insurance$400
Land tax$1,000
Body corporate$4,352
← Properties
SydneyTENANTED
Sydney, NSW
NET CASHFLOW
-$11,009
GROSS YIELD
4.6%
DSCR
0.65x
AFTER-TAX CASHFLOW
-$5,835
NET YIELD
3.84%
WEEKLY SURPLUS
-$212
Income
Rent / monthly$2,694
Gross rent / yr$32,328
Management fee (7.8%)-$2,516
Effective rent / yr$29,746
Operating expenses
Council rates$1,200
Water rates$900
Landlord insurance$400
Land tax$1,000
Body corporate$4,352
WHAT IT DOES
Built for how you actually invest.
Four things every spreadsheet portfolio breaks on. Property Insights makes them feel obvious.
01 / MODEL
Model before you buy.
Add a property as Prospective. Tweak price, deposit, rate, and rent. Stamp duty, LMI, and FY cash flow update as you type, before you call the broker, not after.
PROSPECTIVE PROPERTY, 104 BAY STDUE DILIGENCE
Purchase price$1,420,000
Rent / week$895
Deposit (20%)$284,000
Vacancy2 wks
Loan$1,136,000
Mgmt7.7%
Stamp duty$77,825
Cap. growth5.0%
02 / GLANCE
Portfolio at a glance.
Value, equity, LVR, yield, and net cash flow, one screen, every property, every owner. The number that matters, always one click away.
PORTFOLIO, AT A GLANCE
VALUE
$2.15M
EQUITY
$528k
NET CF / WK
-$133
YIELD
4.21%
03 / SHARE
Multi-owner from the start.
Couples, trusts, SIPPs, and SMSFs, assign multiple owners with percentage stakes. Every property knows who owns what. No more side notes.
MULTI-OWNER STRUCTURES
62 Marine Pde
Damien R. 50%
Sarah R. 50%
14 Elgar Rd
D & S Family Trust 70%
Hartley SMSF 30%
04 / CASHFLOW
Can you afford to buy?
Build your Buyers Plan, a projection of cash flow and costs all the way to settlement. From three months out to ten years ahead, this is the forecast you need to be confident you can afford the next property.
SAVINGS FORECAST, TO SETTLEMENT
Total savingsRequiredTask milestone
REQUIRED
$102,500
SCHEDULED
$102,500
SETTLEMENT
Jan 2027
PLATFORM
Built for real life, not just your desk.
Use it on your phone, lock it with MFA, download the Mac App, or self-host when you're ready.
Mobile-ready
Fully responsive, check your portfolio on phone or tablet, anywhere.
MFA / TOTP
Secure your account with time-based one-time passwords. Works with any authenticator app.
Mac App
Standalone download for paid users. Local SQLite, no server, no account required.
CSV import
Import properties from a spreadsheet. Bank transaction import coming soon.
Docker / Self-hosted
Run it on your own infrastructure. Full control, your hardware.
COMING SOON